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AI Guy's avatar

"We believe that according the name 'investors' to institutions that trade actively is like calling someone who repeatedly engages in one-night stands a 'romantic.'" -- Warren Buffett

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Elizabeth Warren's avatar

Hah! I should also note that I don't plan to actively trade, I don't think I have anywhere near the expertise needed to do that profitably. I'm looking at a medium-term investment, ~5 years, where I check-in and adjust holdings maybe once every 6 months.

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AI Guy's avatar

>> this is still a very risky, extremely volatile investment.

Cryptocurrency was not designed to be an investment. It was designed to support commerce. Perverse dynamics have served to make bitcoin appear to be a scarce commodity (like gold). I don't believe that will last. We will soon have cryptos that serve the original purpose well and the exchange rates for cryptos will normalize.

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Elizabeth Warren's avatar

I agree that investing in crypto is probably a bad idea and that no one should put a lot of money in it.

But. How do you figure prices will go down? If there's a fixed pool of coins and demand goes up, how does price not also go up?

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AI Guy's avatar

Yes supply and demand drives price. For bitcoin, the supply part of the equation is well defined. The demand part isn't clear to me. Why does anyone *need* bitcoin?

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Elizabeth Warren's avatar

well, i think BTC in particular has peaked, but i think other coins (and the technology stacks behind them) like ETH will grow in value as their blockchain technologies are used for other applications, e.g. web 3.0, voting software, etc.

also, no one needs crypto. but no one *needs* Facebook. no one *needs* their stock portfolio.

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AI Guy's avatar

The stock FB (or META?) is backed by ownership in that company. And arguably, some people "need" facebook. Bitcoin has no such backing. I agree that other coins are more useful (ETH) than bitcoin because they facilitate more sorts of transactions. In the same way that the USD is more useful than the Ruble.

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